Your bank offers a long list of online services that can help boost your company’s productivity, streamline financials management, deliver multiple layers of security features, and make it easier to monitor cash flow online and on your schedule – even at 3:00 AM.

Many businesses use some online services. Perhaps you access the company line of credit online to move money into your operating account, or maybe you use employee direct deposit for your payroll needs. While these services do indeed deliver benefits, to get the most from your online banking relationship, it pays to find out about the wide variety of online services that are available.

1. Start with a meeting with your bank’s business professionals

Today, banks want to build a complete relationship with the businesses they serve – offering both traditional and online services. With the assistance of your bank’s professionals, you can develop a clear understanding of the variety of online services and their business benefits. Start with an in-depth discussion with a member of your bank’s business services team about the online tools your company needs. Schedule an appointment with a banking professional who understands the challenges small business owners face.

2. Use your bank’s services to manage routine business activity

You probably spend part of each day on routine activity – paying bills or meeting with your accountant – but you have a business to run. Automate tasks like bill payments, employee payroll, and financials management using your bank’s online roster of services. You’ll save time, and your time is money.

3. Help improve data security

Data security is vital to banks. They’re set up to help safeguard your sensitive business information with multiple layers of sophisticated security. Remote transmissions of data from the field are heavily encrypted for secure delivery to the bank’s data storage. You can set up online accounts with specific permissions so your employees can only access and utilize data appropriate to their jobs. Sit down with your banker, explain your revenue model and your banking needs, and let your banker show you how to help safeguard your business information.

4. Make deposits without going to the bank

Image-based technology called remote deposit capture allows you to submit checks for deposit using a computer and scanning device located at your own location. And now, you can even scan checks on your mobile device. Each check scanned for deposit generates an electronic image that is transmitted directly to a central processing center, making its way into the collection stream faster than a paper check and making funds available sooner.

5. Go Mobile

Manage your finances wherever life takes you. Business Mobile Banking can make it easy to view account balances, transfer funds, look up transactions, and find ATM locations. You can also schedule and pay bills, cancel payments, and review activity between meetings or while traveling.

6. Use Your Own Accounting Software

Your banker can explain how the bank’s online banking system can work together with your company’s accounting system.  If your company uses QuickBooks® or Quicken®,1you should be able to integrate online banking functions with the accounting software you’re accustomed to using.

7. Track spending using business credit and debit cards

Using business credit cards2 enables you to monitor outgo with a glance at your smart phone screen. Track spending in real time using a computer, tablet, or smartphone, and simplify tax preparation with a break-out of business expenses each year. 

To get the most from your bank, talk to a business professional to integrate the long list of online services available. Simplify banking and business with a full-service bank that understands the needs of small businesses growing into large businesses. 

  1. Trademarks used are the property of their registered owner and Nevada State Bank is neither affiliated with nor endorses these companies or their products/services.
  2. Subject to credit approval. Terms and conditions apply. See a banker for details.


The information provided is presented for general informational purposes only and does not constitute tax, legal or business advice. Any views expressed in this article may not necessarily be those of Nevada State Bank. Nevada State Bank is a division of Zions Bancorporation, N.A. Member FDIC