By Dave Ramsey

Dear Dave,

I own a company, and I make a good living and love what I do. It seems as if most of the time, though, I feel worn out and stressed. Plus, I know I’m not spending as much time with my family as I should. How do you handle this kind of situation?



Dear Jim,

To be perfectly honest, sometimes I don’t handle those situations well. I’m a lot better about it than I used to be, but after a point I had to accept the fact that putting things on a calendar—even things that should never have to be put on a calendar—is a pretty good idea.

My wife and I have to be very intentional about time for each other, as well as time for rest, recreation and the kids. We even plan our vacations and other time off several months or more in advance. I’m the kind of guy who likes goals, no matter if they’re in my personal or professional life. If I’m not intentional when I’m away from the office, chances are I’ll find something work-related to fill the time. So, a lot of the planning we do is my wife’s efforts to protect me from myself and to protect the family from me.

But there’s a good side to this type of personality, too. I love tasks and thrive off them. So, if it’s work, I’m working my tail off and making sure things are done right. By the same token, if it’s a personal thing, like a dinner party or a date night with my wife, I’m totally into those, too. Let’s relax and have some fun!

Just be deliberate and intentional in every aspect of your life, Jim. Sometimes you have to work at it to make time for things, but I’ve found that this makes you more focused when you need to be and helps you appreciate everything a whole lot more.


Dave Ramsey is a personal money management expert and national radio personality. His three New York Times best-selling books – Financial Peace, More Than Enough and The Total Money Makeover – have sold more than 6 million copies combined. His latest book is EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches.

The information provided is presented for general informational purposes only and does not constitute tax, legal or business advice. Any views expressed in this article may not necessarily be those of Nevada State Bank.